Over 80 years experience in lending to regional Australia

So who are we?

All of us three - Liam, Michael & Matt - have been living and working in regional areas of Australia for many years, collectively we have over 80 years of finance experience in the agribusiness sector, and over these years we have grown to be a trusted and reliable business partner to many different families. We are passionate about people, business and local communities. We understand the need for quality and timely financial assistance in regional and rural Australia and with most banks retreating from these markets we would dearly love your support.


Liam Anderson

QLD | NT | Northern WA

Liam was previously the General Manager of Ruralco Finance Pty Ltd specialising in Pastoral Beef across the Kimberley, NT and Queensland regions. Liam has had over 20 years experience in these regions and has an in depth knowledge of the livestock industry and the many challenges that graziers are confronted with either financially or environmentally.

Liam is located in Brisbane and is actively involved in Masters football. Whilst now city based, Liam previously lived in Townsville and owns livestock in his own right. Liam is also the local snake catcher and has relocated many unwelcome snakes from properties.


Matt O'Dea


Matt was previously the State Agribusiness Manager in SA and WA for one of the major banks. In this role he dealt with Clients at the Corporate Level and also the family farm level, he has an in depth knowledge of how banks work which gives him a real benefit when negotiating with the Banks for the right outcomes. Matt has lived and worked in most states of Australia and has an enormous group of networks around him.

Matt still lives in Clare in regional SA, he is actively involved on the Board of his Football Club and is also the Treasurer for a Not for Profit organisation which is raising awareness of the wellbeing of youth in the State. Matt loves to fish and grow wasabi – whilst he is no good at either he keeps trying.

Did you now that Matt is a long suffering South Adelaide supporter and they have not won a premiership in his lifetime?


Michael Tonkin


Michael began his banking career in 2002 and enjoyed ten years with a major bank supporting agribusiness, commercial and corporate clients across Western Victoria. In 2012 Michael became an independent finance broker and has enjoyed becoming a strong advocate for customers in their dealings with lenders. Having grown up in a primary production family Michael has always had a close association with the land and growers.


Michael is based in Ballarat in central Victoria where he and his wife enjoying sharing camping, fishing and hiking adventures with their young family. Michael is also involved in voluntary work for a local foundation supporting the community. 


David Martin


David has been in the finance industry for over 33 years and has worked for most of this time in Tasmania. Originally from the Western District of Victoria and having grown up on the family farm David has had links with the Agricultural sector all his working life.

David has held many management roles during that time in both Victoria and more recently Tasmania where he was the State Manager of a big 4 Ag division and responsible for their growth in the Tasmanian market.  With strong industry understanding and knowledge David has helped many farming clients across many of the Tasmanian Ag sectors and at all levels including semi corporates as well as Family farming businesses. He has a particularly good knowledge of the seafood sectors and marine farming

With an excellent knowledge of the finance industry as well as his Industry knowledge clients can rely on a strong advocate for their business in developing a solutions based forward thinking approach. Passionate about the outdoors and what a gem the Tasmanian landscape is David enjoys most water activities but in particular Fishing and Diving and like nothing more the spending a night under the stars and camping with mates. Likes to keep fit by spending time with mates cycling or bush walking around the many wonderful tracks that Tasmanian has on offer.

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